IRS Confirms $1,400 Monthly Stimulus for 2025 – Are You Eligible to Receive It?

If you have seen headlines or social media posts about the IRS confirming a $1,400 monthly stimulus in 2025, you might be wondering if it is true. With lingering financial uncertainty, it is no surprise that this news caught everyone’s attention. But let’s clear up the confusion and guide you through the real opportunity you should know about.

As of May 2025, there is no new $1,400 monthly stimulus. However, there is a real chance to claim a one-time $1,400 Recovery Rebate Credit if you missed out in 2021. Let’s cut into what this means for you.

Stimulus

Here’s a quick breakdown:

While there is no new monthly program, the opportunity to secure a one-time $1,400 payment is very real and still available for many.

Knowing

The $1,400 payment was part of the third round of Economic Impact Payments (EIPs) rolled out in 2021 under the American Rescue Plan. Some people missed these payments due to filing issues, life changes, or processing errors.

To fix this, the IRS allows eligible taxpayers to claim the money through the 2021 Recovery Rebate Credit. It’s basically a second chance to get funds that were missed the first time around.

This credit is particularly important for:

• People who did not need to file a 2021 tax return but still qualified
• Families who welcomed a new child in 2021
• Students who became independent taxpayers in 2021
• Individuals whose 2021 income dropped, making them eligible

Eligibility

You could be eligible for the Recovery Rebate Credit if:

• You were a U.S. citizen or resident alien in 2021
• You were not claimed as a dependent by someone else
• You had a valid Social Security Number
• Your 2021 Adjusted Gross Income (AGI) was within these limits:
  • $75,000 or less for individuals
  • $112,500 or less for heads of household
  • $150,000 or less for married couples filing jointly

Pro tip: Even if your income was below the filing threshold, you can still file a return to claim it.

Amount

Here is what you could receive:

• $1,400 for yourself
• $1,400 for each qualifying dependent you claim

For instance, a married couple with two children could potentially claim $5,600 if they missed the full payment round.

Claiming

Here is exactly how to claim your $1,400 Recovery Rebate Credit:

1. Check IRS Records

Use your IRS online account or look for IRS Letter 6475 mailed to you in early 2022. It shows whether you already received the third stimulus payment.

2. Gather Essential Documents

You will need:

• Your Social Security Number
• 2021 income documents like W-2s and 1099s
• Dependent information
• IRS letters (6475 and 1444-C)

3. File a 2021 Tax Return

Even if you do not normally file, you must file a 2021 return to claim the credit. Use services like IRS Free File or work with a tax professional if needed.

4. Submit Before May 15, 2025

This deadline is firm. Filing after this date means missing out completely.

5. Track Your Refund

After you file, you can track your refund using the IRS “Where’s My Refund?” tool. Allow extra time if you filed a paper return.

Importance

According to the Government Accountability Office (GAO), nearly 9 million Americans never received their third stimulus check and may still qualify. That is a huge number of people and billions of dollars left unclaimed.

Groups who can benefit the most:

• Retirees and seniors
• Students who became financially independent
• New parents who had a baby in 2021
• Low-income individuals
• Veterans and people with disabilities

Getting your $1,400 payment could help you pay bills, reduce debt, or save for future needs.

Scams

Sadly, scammers are taking advantage of this situation. Here are clear warning signs to watch for:

• Messages claiming you are pre-approved for a new stimulus
• Emails or texts asking for Social Security or banking info
• Fake IRS websites or social media accounts
• Threats demanding immediate action

Remember, the IRS will never contact you through email, text, or social media.

FAQs