How to Track Your $1,400 Stimulus Payment Using IRS Get My Payment Tool – Check Now!

The $1,400 stimulus payment, part of the American Rescue Plan Act of 2021, was a financial lifeline for millions of Americans. If you are still missing your payment or unsure how to check its status, you are not alone. There are clear steps you can take to track it, claim it, and even request a payment trace if necessary.

Let’s walk through everything you need to know about your third Economic Impact Payment and what to do if you have not received it yet.

Overview

Here’s a quick look at the key details:

The $1,400 stimulus payment offered crucial relief, but if you missed it, there is still time to claim it before the final deadline.

Track Payment

If you are trying to track your missing payment, here are the steps you should take:

Log into Your IRS Online Account

• Visit the IRS website and access your IRS Online Account.
• Create an account if you do not have one already.
• Look under the Economic Impact Payment section to find your payment history.

Review IRS Notices

The IRS sent out Notice 1444-C for the $1,400 payment. If you no longer have it, request a tax transcript from the IRS to confirm if your payment was issued.

Check Your Bank Records

Direct deposits were labeled as IRS TREAS 310 TAXEIP3. If you received a paper check or debit card, check your mail records and bank statements carefully.

Request a Tax Transcript

You can visit the IRS “Get Transcript” tool online to view a full payment history if you are still unsure.

Eligibility

You needed to meet certain requirements to qualify for the $1,400 stimulus payment:

• Individuals earning $75,000 or less received the full payment, phasing out at $80,000.
• Married couples earning $150,000 or less received full payment, phasing out at $160,000.
• Heads of household earning $112,500 or less qualified fully, with phaseouts ending at $120,000.
• Each dependent, no matter the age, qualified for an additional $1,400 payment.

Higher earners received reduced payments based on a sliding scale.

Missed Payment

If you did not receive your $1,400 stimulus payment, do not worry. You still have a few ways to claim it:

Check Your IRS Account

Confirm if the IRS has a record of issuing your payment. If there is no record, you must claim it through your 2021 tax return.

Claim the Recovery Rebate Credit

If you missed your payment:

• File a 2021 tax return (Form 1040 or 1040-SR).
• Enter the correct amount on Line 30.
• If you qualify, the IRS will either reduce any taxes owed or send you a refund.

Important: You must file by May 15, 2025, to claim the credit.

Request a Payment Trace

If the IRS shows your payment as issued but you never received it:

• Call the IRS at 800-919-9835.
• Submit IRS Form 3911 to initiate a payment trace.
• If someone else cashed your check, the IRS will send you a fraud investigation packet.

Issues

Common problems and solutions include:

Payment Sent to Wrong Bank Account

If your account was closed or wrong, the payment should have bounced back. If it wasn’t reissued, claim it through the Recovery Rebate Credit.

Lost or Stolen Check

If you lost your paper check or it was stolen, file Form 3911 to start a trace.

Non-Filers

If you didn’t file 2019 or 2020 taxes and missed the Non-Filers Tool window, you must file a 2021 return to claim the payment.

FAQs