Good news is coming soon for millions of Americans who rely on Supplemental Security Income (SSI). A $967 direct payment is set to land in just nine days. If you count on this monthly support from the Social Security Administration (SSA), or if you are wondering whether you are eligible, this guide will help clear things up.
While it might feel like a bonus with two payments hitting in May, remember—one of them is simply early. Here’s everything you need to know about the payments, eligibility, and how to make the most of your benefits.
Overview
Let’s take a quick look at the key details:
| Topic | Details |
|---|---|
| Next Payment Dates | May 1, 2025 and May 30, 2025 |
| Payment Amounts | $967 (individuals), $1,450 (couples), $484 (essential persons) |
| Eligibility | Seniors 65+, disabled, or blind with limited income/resources |
| COLA Adjustment | 2.5% increase in 2025 |
| Average Monthly SSI | $715 (all recipients); $591 (seniors 65+); $762 (ages 18–64); $836 (under 18) |
| How to Apply | Online, by phone, or at a local SSA office |
| Payment Options | Direct deposit or Direct Express card |
| Important Reminder | May 30 payment covers June; not an extra payment |
Staying informed can help you plan ahead and avoid common mistakes.
SSI
Supplemental Security Income (SSI) is a federal program designed to help people who are:
- Aged 65 or older
- Blind
- Living with a disability
Unlike Social Security retirement benefits or SSDI, SSI is need-based. It is funded by general tax revenues and not by Social Security taxes.
To qualify, you must meet strict limits on income and financial resources. In 2025, individuals must have no more than $2,000 in countable resources, while couples are limited to $3,000.
Good to know: many essentials like your home and primary car do not count toward these limits.
Two Payments
You may have heard about getting two SSI payments in May. Here’s why:
- Your regular May payment will arrive on May 1, 2025
- Your June payment will be sent early on May 30, 2025 because June 1 falls on a Sunday
It is important to remember that the May 30 payment is for June, not a bonus. You will not receive another payment in June, so budget carefully.
Amounts
The maximum federal SSI payment amounts for 2025 are:
- $967 for an eligible individual
- $1,450 for an eligible couple
- $484 for an essential person
However, many people receive less depending on other income, shared housing arrangements, and state supplements.
Here are the average monthly payments:
| Group | Average Monthly Payment (2025) |
|---|---|
| All SSI recipients | $715 |
| Seniors (65+) | $591 |
| Disabled adults (18–64) | $762 |
| Children (under 18) | $836 |
These figures include the 2.5% cost-of-living adjustment applied in 2025.
Eligibility
To qualify for the $967 direct payment, you must:
- Be aged 65 or older, blind, or disabled
- Have limited income and resources
- Be a U.S. citizen or a qualifying non-citizen
- Live in the U.S., D.C., or Northern Mariana Islands
As of late 2024, food assistance from others no longer counts as income. This change could make more people eligible for SSI benefits.
If you are unsure, it’s worth checking. The SSA has several exclusions that help many people qualify even if they have assets like a home or vehicle.
How to Apply
Ready to apply for SSI and claim your direct payments? Here’s how:
Online
Visit the SSA website at ssa.gov/benefits/ssi to start your application.
By phone
Call 1-800-772-1213 (TTY: 1-800-325-0778) to apply over the phone.
In person
Visit your local Social Security office. It’s best to schedule an appointment to avoid long wait times.
You will need documents like proof of age, income statements, medical records, and living expenses when applying.
Tips
Once you start receiving SSI, managing the money wisely is crucial. Here are a few simple tips:
- Budget carefully for months when you get two payments, like May
- Use a Direct Express prepaid card if you don’t have a bank account
- Check if your state offers extra SSI supplements for even more support
- Connect with nonprofits or benefits advisors to maximize your aid
Making smart moves now can help you stretch every dollar further.
FAQs
When is the next $967 SSI payment?
The next SSI payment is May 1, 2025, with a second early payment on May 30.
Why are there two SSI payments in May 2025?
Because June 1 falls on a Sunday, the June payment is sent early on May 30.
How much is the maximum SSI benefit in 2025?
The maximum is $967 for individuals and $1,450 for couples.
Who qualifies for the $967 SSI payment?
Those aged 65+, blind, or disabled with limited income and resources.
How can I apply for SSI benefits?
You can apply online at SSA.gov, by phone, or in person at a Social Security office.
